Nirman Shramik Government Schemes Complete Guide for Workers and Families

Updated on September 16, 2025

The construction sector in Odisha employs thousands of daily wage workers who often remain outside formal social security. To address this gap, the state established the Odisha Building and Other Construction Workers Welfare Board (OB&OCWWB), widely known as Nirman Shramik.

Over the years, the Board has introduced several schemes that provide financial assistance, social protection, and welfare measures for registered workers and their dependents.

Having reported on welfare schemes for over 15 years, I have witnessed firsthand how these measures make a tangible difference at the grassroots level. For families living on unpredictable daily wages, access to maternity benefits, education support, or even funeral assistance can be the difference between dignity and despair.

This article presents a detailed breakdown of all major schemes under Nirman Shramik, with updates, benefits, eligibility, application steps, and required documents.

Official Scheme	Quick Benefits
Grant of Maternity Benefit	₹10,000 per child (maximum two children)
Financial Assistance for the Education of children of the beneficiary	₹50,000 for marriage expenses (self or dependent daughter)
Grant of Funeral Expenses	₹5,000 for funeral and last rites
Death Benefit	₹2,00,000 for accidental death; ₹1,00,000 for natural death
Financial Assistance for the Education of the children of the beneficiary	₹2,000–₹25,000 depending on class or course (school to professional studies)
Nirman Shramik Pension Yojana (NSPY)	₹500 monthly pension after age 60 with 10 years membership
Nirman Shramik Pucca Ghar Yojana (NSPGY)	Financial support for permanent housing for registered workers
Nirman Shramik Kalyan Yojana	Scholarships, emergency health aid, and welfare support in critical situations

1. Grant of Maternity Benefit

What is the scheme?

This scheme provides financial support to women construction workers during pregnancy and childbirth, ensuring they can focus on health and recovery without financial stress.

Recent Updates

The maternity benefit amount was recently revised to ₹10,000 per child, with coverage limited to two children per worker.

Exact Benefits

• ₹10,000 per child
• Maximum for two children

Quick Eligibility

• Applicant must be a registered woman construction worker with OB&OCWWB.
• The benefit applies only to up to two children.

Procedure for Applying

1. Ensure registration with OB&OCWWB is active.
2. Collect the maternity benefit application form from the labour office or the official website.
3. Fill in personal and medical details.
4. Attach required documents.
5. Submit the form to the District Labour Office.
6. After verification, payment is credited to the worker’s bank account.

Required Documents

• OB&OCWWB registration proof
• Aadhaar card or a valid ID
• Medical certificate or hospital record of childbirth
• Bank account details
• Address proof

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2. Marriage Assistance for Self or Dependent Girl Child

What is the scheme?

A scheme that supports registered workers with marriage expenses, either for the female worker herself or for her dependent daughter.

Recent Updates

The marriage assistance amount has been fixed at ₹50,000 per marriage.

Exact Benefits

• ₹50,000 for the marriage of the registered female worker or dependent daughter

Quick Eligibility

• The worker must be a registered member under OB&OCWWB.
• Marriage must be of a self (female worker) or a dependent daughter.

Procedure for Applying

1. Confirm registration status with the Board.
2. Obtain the application form from the website or the District Labour Office.
3. Fill in beneficiary and marriage details.
4. Attach supporting documents.
5. Submit to the Board or District Labour Office.
6. Amount is transferred after verification.

Required Documents

• Registration certificate of a worker
• Identity proof of the worker and the dependent
• Marriage certificate or proof of marriage
• Bank account details
• Address proof

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3. Grant of Funeral Expenses

A scheme providing financial aid to families of deceased workers to cover funeral and last rites.

Recent Updates
The assistance is fixed at ₹5,000 per case, payable to the nominee or dependent.

Exact Benefits

• ₹5,000 for funeral expenses

Quick Eligibility

• The deceased must be a registered construction worker under OB&OCWWB.
• The application must be submitted by the nominee or the dependent.

Procedure for Applying

1. Report the death to the Board.
2. Collect and complete the funeral assistance form.
3. Attach required documents.
4. Submit to the District Labour Office or the Board office.
5. After verification, the benefit is credited to the nominee’s account.

Required Documents

• Worker’s registration proof
• Death certificate
• Identity proof of the nominee
• Bank account details of the nominee
• Address proof

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4. Death Benefit

What it is
This scheme provides larger financial assistance to the family of a deceased registered worker.

Recent Updates
The death benefit is fixed at ₹2,00,000 in case of accidental death and ₹1,00,000 for natural death.

Exact Benefits

• ₹2,00,000 for accidental death
• ₹1,00,000 for natural death

Quick Eligibility

• The worker must have been registered with OB&OCWWB.
• A claim can be made by a nominee or a dependent.

Procedure for Applying

1. Collect the death benefit form.
2. Fill in the details of the deceased and the cause of death.
3. Attach documents.
4. Submit to the District Labour Office.
5. After scrutiny, the amount is disbursed to the nominee’s account.

Required Documents

• Registration certificate of the deceased worker
• Death certificate
• Post-mortem or FIR (for accidental death)
• Identity proof of the nominee
• Bank details of the nominee
• Address proof

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5. Financial Assistance for the Education of the children of the beneficiary

What it is
This scheme provides education support to children of registered workers, encouraging them to continue schooling and higher studies.

Recent Updates
Revised slabs include:

• ₹2,000 for Classes I to VIII
• ₹4,000 for Class IX and X
• ₹6,000 for +2 and ITI students
• ₹10,000 for graduation and above
• Up to ₹25,000 for professional courses like Engineering or Medicine

Exact Benefits

• ₹2,000 to ₹25,000 depending on the level of study

Quick Eligibility

• Applicant must be a child of a registered construction worker.
• Must be studying in a recognized institution.

Procedure for Applying

1. Collect the education assistance form from the labour office or website.
2. Fill in student and course details.
3. Attach necessary documents.
4. Submit to the District Labour Office.
5. On verification, the amount is credited.

Required Documents

• Worker’s registration proof
• Student’s admission or bona fide certificate
• Fee receipt from the institution
• Student ID card
• Bank details of the parent or the student
• Address proof

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6. Nirman Shramik Pension Yojana (NSPY)

What it is
A pension scheme that ensures monthly financial support to workers after retirement age.

Recent Updates
Workers completing 10 years of membership are eligible for a monthly pension of ₹500 from age 60 onwards.

Exact Benefits

• ₹500 monthly pension for life after age 60

Quick Eligibility

• Registered worker under OB&OCWWB
• At least 10 years of continuous membership
• Must have reached the age of 60

Procedure for Applying

1. Collect the pension form from the Board office.
2. Fill in membership and age details.
3. Attach documents.
4. Submit to the District Labour Office.
5. After verification, the pension is sanctioned and credited monthly.

Required Documents

• OB&OCWWB registration proof
• Age proof (Aadhaar, voter ID, birth certificate)
• Bank details
• Address proof

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7. Nirman Shramik Kalyan Yojana

What it is
An umbrella welfare scheme that covers scholarships, health assistance, and emergency financial support for registered workers and their families.

Recent Updates
Scholarship support has been streamlined under this scheme, and emergency medical assistance is now included as a welfare measure.

Exact Benefits

• Scholarships for children of workers
• Emergency health or accident assistance
• Welfare grants for critical situations

Quick Eligibility

• Must be a registered worker under OB&OCWWB
• Children or dependents may apply for scholarships
• A worker or dependent may apply for emergency aid

Procedure for Applying

1. Collect the Kalyan Yojana form from the Board office.
2. Select relevant assistance type (scholarship, medical, welfare).
3. Fill details and attach documents.
4. Submit to the District Labour Office.
5. After scrutiny, assistance is credited to the bank account.

Required Documents

• Worker’s registration proof
• Identity proof of the applicant or the dependent
• Medical or educational certificates (as applicable)
• Bank details
• Address proof

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Common Questions about Nirman Shramik Schemes

Who can apply for these schemes?
Only registered construction workers under OB&OCWWB are eligible. Annual renewal of membership is mandatory.

Can dependents apply directly?
Yes, in cases such as education, marriage, or death benefits, dependents can apply with supporting documents.

How are payments made?
All benefits are credited directly to the beneficiary’s or nominee’s bank account through Direct Benefit Transfer.

Is there a time limit for applying?
Yes, certain benefits like funeral or death assistance require submission within a few months of the event. Workers should check with their District Labour Office.

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Key Takeaways

• Nirman Shramik is the welfare arm of the Odisha Building and Other Construction Workers Welfare Board.
• Schemes cover maternity, marriage, funeral, death, education, pension, and broader welfare support.
• Benefits range from ₹2,000 to ₹2,00,000 depending on the scheme.
• Registration with the Board is compulsory to claim benefits.
• Applications are made through the District Labour Offices with the required documents.
• Payments are transferred directly to bank accounts after verification.

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Final Word

The Nirman Shramik schemes represent a critical safety net for Odisha’s construction workers. By addressing essential needs such as childbirth, marriage, education, and old-age security, these schemes acknowledge the contribution of labourers who build the state’s infrastructure.

As a journalist who has met many such families, I can confirm that timely access to these benefits can transform lives. For registered workers and their dependents, knowing the exact process and documentation is the first step toward securing rightful assistance.

📩 If you notice any incorrect data in this guide or wish to share additional information, please write to us at info@indiansouls.in.